Simplify Your Insurance With Friendly Local Experts
See Why Central Park Insurance Is Fredericksburg’s Trusted Insurance Agency
Home Insurance
Protect your home and everything in it from fire, theft, storms, and more. With access to top carriers, we’ll help you find the coverage that fits your needs and budget.
Auto Insurance
Get reliable coverage for your car, truck, or SUV—plus help after accidents or claims. Whether you’re new to Virginia or a lifelong resident, we make sure your policy travels with you.
Business Insurance
Safeguard what you’ve built with custom solutions for local businesses of every size, from contractors to restaurants and retail. One agency, many options.
Other Insurance Options
From flood and renters to umbrella and specialty coverage, we help cover the gaps other agencies might miss.
Family-Owned, Local Service Backed by 26+ Years of Experience
Insurance decisions can be confusing, especially when you just want to keep your home, car, or business safe. Many neighbors feel overwhelmed by endless options and the fear of being left on their own when it matters most. At Central Park Insurance, you get personal support from a local team that knows Fredericksburg, Stafford, Spotsylvania, and beyond. Our agency has built lasting relationships by serving every client by name and delivering clear, reliable coverage for over two decades.
Get Insurance Help That Makes Life Simpler
Stop feeling like just another number—discover the difference of local agents who care. Central Park Insurance makes it easy to start, switch, or update your coverage for true peace of mind.
People across Fredericksburg and Virginia trust Central Park Insurance for personal, affordable coverage and support that never stops at the policy. Call, click, or visit our office—let’s get you protected today.
Trusted by Families and Businesses Across Virginia
I had a great experience working with Samantha Boggs at Central Park Insurance. She was professional, knowledgeable, and easy to communicate with. She took the time to explain my options and made the process simple. I would definitely recommend Central Park Insurance and Samantha to anyone looking for coverage
Caleb Albano
Daniela was absolutely amazing to work with! She took the time to explain all my coverage options clearly, answered every question I had, and made the entire process smooth and stress-free. She was professional, responsive, and genuinely cared about finding the best policy for my needs—not just making a sale. If you’re looking for someone knowledgeable and trustworthy for auto insurance, Daniela is the person to call. Highly recommend!
Lindsey Moore
Samantha Boggs is always attentive to my requests, emails and questions. We have been customers for years and can't express how easy she is to work with and how quickly she gets things done. Give her a call you won't be disappointed!
Jennifer Howard
Common Questions
What makes Central Park Insurance different from other agencies?
We’re a family-owned agency serving Fredericksburg and beyond since 2000, known for personal, face-to-face service and a caring approach. Our team works with multiple top-rated carriers, so you get real options—not just one company’s prices—and always talk to someone who knows your name.
Can I get home, auto, business, and life insurance all in one place?
Yes! Central Park Insurance is your one-stop shop for all types of coverage. You can request quotes for home, auto, business, and life insurance at the same time, and we’ll compare options from leading carriers to find what fits your needs best.
Are you only local, or do you serve other areas too?
While we’re deeply rooted in Fredericksburg and nearby counties like Stafford and Spotsylvania, we also help clients across Virginia and ten other states. Whether you’re moving, expanding your business, or have family in another state, we’re ready to support you.
How do I get a quote or speak with an agent?
Just call our office for immediate help, or use our simple online quote form to request a call-back. You can also visit us in person—our team is here to answer your questions and explain your options.
What happens if I need to file a claim?
We make it easy: you can call us directly, and our in-house claims team will walk you through the next steps. You’ll always get local support, not a call center, and we’ll advocate for you until your claim is resolved.
Can you help if I’m not sure what insurance I actually need?
Absolutely. Our agents take time to explain your options and answer every question—there’s no pressure and no jargon. We want you to feel confident and protected, whether you’re a first-time homeowner or a longtime business owner.

